Achieving Financial Goals Through Better Savings Literacy for the Kota Daro II Village Community in Rantau Panjang District, Ogan Ilir Regency, South Sumatera
DOI:
https://doi.org/10.35568/abdimas.v6i1.2930Keywords:
financial planning, saving, bankAbstract
The Financial Services Authority (OJK) faces serious issues when it comes to financial literacy due to
the low level of community ability to manage personal finances and MSME business owners. The
financial situation of the residents of Kota Daro II Village, Rantau Panjang District, Ogan Ilir Regency,
who depend on a variety of businesses for their daily needs and long-term planning. The idea of
financial planning includes saving as a crucial component. The goal of this service is to provide
education in the form of counseling on understanding the concept of saving, understanding factors that
make it difficult to save consistently, appropriate saving techniques, and saving in a variety of
investment vehicles in addition to banking. The target audience in this community service activity is 33
people both as households and also MSME actors. The activity model is education in the form of
counseling with face-to-face implementation methods in Kota Daro II Village. The event took place on
Monday, October 22, 2022, from 9:00 AM to 12:00 PM. Based on the evaluation of community service
activities, the results of the activities demonstrate an improvement in understanding for 100% of the
activity participants. The ability of the participants to respond to oral questions at the end of the activity
demonstrates their level of understanding
Downloads
References
Adityandani, W., & Haryono, N. A. (2018). Pengaruh Demografi, Financial Attitude, Financial
Knowledge, Dan Suku Bunga Terhadap Perilaku Menabung Masyarakat Kota Surabaya.
Jurnal Ilmu Manajemen (JIM), 7(2), 316–326.
Amanah, E., Rahadian, D., & Iradianty, A. (2016). Pengaruh Financial Knowledge, Financial
Attitude dan External Locus of Control terhadap Personal Financial Management
Behavior pada Mahasiswa S1 Universitas Telkom. In E-Proceeding of Management (Vol.
, pp. 1228–1235).
Dew, J., & Xiao, J. J. (2011). The Financial Management Behavior Scales: Development and
Validation. Journal of Financial Counseling and Planning, 22, 43–59.
Raharjo, B. (2015). Mendadak Hemat Saat Kepepet. Jakarta: Transmedia Pustaka.
Sukirman, Hidayah, R., Suryandari, D., & Purwanti, A. (2019). Pengelolaan Keuangan Keluarga
dalam Rangka Peningkatan Masyarakat Mandiri dan Berperan dalam Peningkatan
Literasi Keuangan Indonesia (Otoritas Jasa Keuangan). Jurnal Pengabdian Kepada
Masyarakat, 23(2), 165–169.
Swastawan, K. D., & Dewi, N. W. Y. (2021). Pengaruh Tingkat Pendapatan, Suku Bunga,
Religiusitas, dan Financial Attitude terhadap Minat Menabung untuk Beryadnya pada
Masyarakat Desa Tajun. Jurnal Ilmiah Akuntansi .11(2), 206–215. Retrieved from
https://ejournal.undiksha.ac.id/index.php/JJA/article/view/39102
Xiao, J. J., & Porto, N. (2017). Financial Education and Financial Satisfaction : Financial Literacy ,
Behavior, and Capability as Mediators Introduction. International Journal of Bank
Marketing, 35(5), 1–30. https://doi.org/10.1108/IJBM-01-2016-0009
Yuliani. (2016a). Bank dan Lembaga Keuangan Lainnya. Palembang: Citra Books.
Yuliani. (2016b). Manajemen Lembaga Keuangan. Palembang: Citra Books
